Trevor Roberge with Capstone Home Loans is committed to delivering a lending experience built on trust, transparency, and real results. Every borrower has unique financial goals, and that is why we take a personalized approach to every loan we handle. From first-time homebuyers to experienced investors, you receive tailored solutions designed to match your needs. Our process is clear, supportive, and focused on making your journey smooth from start to finish. We prioritize communication, efficiency, and accuracy so you always feel confident at every step. Your success in homeownership is our top priority.
Fast and smooth loan processing from application to closing
Clear communication with honest, transparent guidance
Customized loan solutions for every financial situation
Dedicated support that keeps you informed at every stage
Trevor Roberge with Capstone Home Loans is committed to delivering a lending experience built on trust, transparency, and real results. Every borrower has unique financial goals, and that is why we take a personalized approach to every loan we handle. From first-time homebuyers to experienced investors, you receive tailored solutions designed to match your needs. Our process is clear, supportive, and focused on making your journey smooth from start to finish. We prioritize communication, efficiency, and accuracy so you always feel confident at every step. Your success in homeownership is our top priority.
Fast and smooth loan processing from application to closing
Clear communication with honest, transparent guidance
Customized loan solutions for every financial situation
Dedicated support that keeps you informed at every stage
We offer a wide range of loan programs including VA, FHA, Conventional, Jumbo, Renovation, USDA, Reverse Mortgage options, refinancing solutions, and down payment assistance programs. Each program is designed to meet different financial situations and homeownership goals. Whether you are buying your first home, upgrading, investing, or refinancing, there is a suitable solution available. Our goal is to match you with the loan that best fits your needs. We guide you through each option to ensure clarity and confidence. You will always understand why a program is recommended for you.
Choosing the right loan depends on your income, credit profile, property type, and long-term goals. We carefully review your financial situation to recommend the most beneficial option. Our approach is educational and transparent so you understand every detail. We explain the advantages and requirements of each program in simple terms. This allows you to make an informed decision without confusion. You are never left guessing about your best path forward.
Yes, we provide access to several down payment assistance and housing finance programs designed to make homeownership more affordable. These programs can help reduce the upfront costs of buying a home. Many buyers qualify without realizing these options exist. We help you explore eligibility and guide you through the process. This support can make a significant difference in getting you into a home sooner. Our team ensures you take full advantage of available benefits.
Absolutely. We offer both rate-and-term refinancing and cash-out refinance options to help improve your financial position. Refinancing can lower your monthly payment, reduce your interest rate, or allow you to access your home equity. We evaluate your current loan and goals to determine if refinancing is beneficial. The process is straightforward and clearly explained from start to finish. Our goal is to help you save money and improve your financial flexibility.
A reverse mortgage is designed for homeowners aged 62 or older who want to convert part of their home equity into cash. It allows you to access funds without selling your home or making monthly mortgage payments. This option can provide financial stability during retirement. We offer free assessments to help determine if this program fits your needs. Every detail is explained carefully so you can make a confident decision. There is no pressure, only guidance and clarity.
The timeline can vary depending on the loan program and documentation needed, but we focus on keeping the process efficient and on schedule. Clear communication and prompt updates ensure you always know what to expect. We work diligently behind the scenes to prevent delays. Our organized approach helps move your file smoothly from approval to closing. You are supported at every stage of the journey. The goal is a stress-free and timely closing experience.
Trevor Roberge:
Team Trevor Roberge:
Trevor NMLS # 71646
American Pacific Mortgage Corporation NMLS # 1850
Address: 3400 188th Street SW, Suite 101 Lynnwood, WA 98037
Licensed States: WA, OR, CA, AZ, TX, ID
Branch NMLS 1192589. Licensed in AK, AR, AZ, CA, CO, FL, GA, ID, IL, IN, KS, KY, MI, MO, MT, NC, ND, NM, OH, OR, PA, TN, TX, VA, WA, & WY
© 2026 American Pacific Mortgage Corporation (NMLS #1850). All rights reserved. This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity. .
AZ BK 0906702. Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Licensed under the Oregon Consumer Finance Act. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
Regulated by the Colorado Division of Real Estate Georgia Residential Mortgage Licensee Licensed by the IL Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304. For licensing information go to www.nmlsconsumeraccess.com. James R. Thompson Center IDPR – Residential Mortgage Banking 100 West Randolph St, 9th Floor Chicago, Illinois 60601 (844-) 768 -1713 Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details. American Pacific Mortgage NV MB 164 OK American Pacific Mortgage Licensed by the Department of Financial & Professional Regulation, Residential Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details. MLO13424
Not available in New York
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